
Top Articles

How PayPal Uses Deep Learning and Detective Work to Fight Fraud
Hui Wang has seen the nature of online fraud change a lot in the 11 years she’s been at PayPal. In fact, a continuous evolution of methods is kind of the nature of cybercrime. As the good guys catch onto one approach, the bad guys try to avoid detection by using another.

Apple Pay Sign-Ups Get Tougher as Banks Respond to Fraud
Banks are clamping down on their verification processes for the Apple Pay mobile-payment system after crooks started loading stolen credit-card data onto phones and then making fraudulent purchases. Some of that stolen card information has been tracked back to accounts that were compromised in Target’s big data breach at the end of 2013 and the Home Depot hacking last year.
3 Reasons Why Banks Can’t Afford to Ignore AI
No matter what you call it — “cognitive computing,” “machine learning,” “cognitive analysis,” “smart machines” or even “intelligent automation” — AI is enjoying a renaissance now, not simply because of the promise it holds for the future but because of the impact it is having on businesses today.
In banking in particular, where data drives decision-making, reporting and customer communication, AI applications are already transforming the way business is getting done. The three areas where this impact is most recognizable are reporting, advising and alerting.

Featured
What Millennials Want, Or – How You Can Win Their Business
Millennials are still in the very early stages of market participation: those under 35 own just 4% of mutual fund assets, but the 80-90 million millennials will soar in importance to everyone in the wealth/asset management business before too long. Through inheritance alone, millennials stand to receive $30 trillion in the next few decades.
Marketing FinTech – awesome post from Balderton's Rob Moffat
A common challenge we see across financial businesses is in marketing. On the one hand, most fintech companies require a significant behaviour change on behalf of users. They require customers to actively think about how they manage their money and make a considered decision.
Trillion-Dollar Alternative Lending Industry Is A VC Gold Mine | Finnit
In a recovering economy where big banks are restricted by complex regulations, startups and venture investors are gearing up for the next gold rush in the trillion-dollar marketplace lending industry. That’s trillion. With a T.

Hot News

Benzinga Unveils Fintech Award Finalists; 12 Finovate Alums Featured
On April 8th, the Finovate blog might be the second best place to find Finovate alumni.
The best place could actually be in New York at the Benzinga Fintech Awards where a dozen Finovate alums have been named as finalists who will compete for Benzinga's first, second, and third prizes - as well as honors for best in category. More than 115 companies competed to reach the finals in pursuit of the title of "Most Innovative Fintech Company."
HackJsy Announce FinTech Hackathon 2015
Following the success of their inaugural hackathon held on the island of Jersey in September of last year the HackJsy team are feeling more confident and are trying something a little more ambitious this spring.
Finextra Succumbs to the EU's Right to Be Forgotten Directive
It finally happened! Finextra has received it's first notification from Google that one of our articles will no longer be listed on its Euoprean-based search results. This is due to a European data protection directive.